• $25 minimum balance required for Members Federal Credit Union membership
• Earns dividends
• Click here to access our Membership and Account Agreement
• Deposits insured up to $100,000 by NCUSIF

• No monthly service charge
• No minimum balance
• Unlimited check writing
• May apply for Overdraft Protection
• May apply for a Visa Check Card
• Members may use our online Check Order Form
• Deposits insured to at least $100,000 by NCUSIF
• Online Bill Pay

• $2,000 to open
• Earns higher dividends than Regular Savings
• 3 transfers or withdrawals per month
• May access funds through checks, transfers or direct withdrawals
• Deposits insured up to $100,000 by NCUSIF

• $500 to open
• Earns higher dividends than Regular Savings and Money Market Accounts
• May add to Certificates in increments of $100 (for terms 12 months or less)
• Interest may be posted to the Certificate, to a Savings Account, or by check
• Choose from 6, 12, 18, 24, 36 or 60 month terms
• Deposits insured to at least$100,000 by NCUSIF

• Roth, Traditional and Educational IRA’s
• Earn higher dividends than Regular Savings
• May withdraw anytime with no penalty from Members Federal Credit Union
• Deposits insured up to $250,000 by NCUSIF

• $500 to open
• Earn higher dividends than IRA Shares
• Deposits are often tax-deductible (see your tax advisor)
• Choose from 12, 24, 36 or 60 month terms
• Deposits insured up to $250,000 by NCUSIF

• For kids 12 and under
• Pick a prize from our MFCU Treasure Chest with every deposit
• Low minimum balance of $25
• Earns dividends
• No service charges
• Free coin counting service
• Complete range of credit union services available
• Deposits insured to at least $100,000 by NCUSIF

Click here for access to fun links, coloring pages and photos of the current Power Points prizes!

• Save for more specific needs
• No minimum balance
• No minimum deposit
• Earns higher dividends than regular savings account
• Deposit anytime
• Withdraw funds from Christmas Club in November and December
• Withdraw funds twice a year from Vacation and Education Clubs
• Deposits insured to at least $100,000 by NCUSIF

The shares in your credit union account are insured by the National Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of the National Credit Union Administration (NCUA). NCUA is an independent agency of the United States Government. NCUA charters, regulates and insures the nation’s federal credit unions.

The Fund was established by Congress in 1970 to insure member share accounts at federally insured credit unions, and is managed by NCUA.

Your share deposit insurance is similar to deposit insurance provided by the Federal Deposit Insurance Corporation (FDIC). Share accounts in federally insured credit unions are insured up to $100,000, an amount equal to the insurance protection offered by the FDIC. Generally, if a credit union member has more than one account in the same insured credit union, those accounts are added together and insured to at least $100,000. However, Individual Retirement Accounts (IRA’s) are separately insured to $100,000 each.

For further information regarding insurance coverage, please contact the credit union by e-mail or call 303-755-2572. You may also access NCUA’s site at www.ncua.gov.