Members FCU HELOC Rate vs Prime Rate

Our members saved 15% in interest on Home Equity Lines of Credit since January 2004.

Unlike most lenders, the interest charged to the Members FCU Home Equity Line of Credit (HELOC) is not based on the prime rate. It is based on the 11th Federal Reserve District cost of funds rate, which, history shows, tends to change more slowly than the prime rate. The volatility of the prime rate may result in lower lows, but with that will likely come higher highs, costing the borrower significantly more over the life of the line of credit. For example:

A $25,000 HELOC opened in January 2004 with Members Federal Credit Union would have saved an estimated $700.00 in interest versus a prime based line of credit.*

We invite you to experience the difference and save. It is never too late to refinance and lower your monthly payments.

* W.A.C Example based on a $25,000 HELOC opened in January 2004 with a 1% monthly payment.

VISA Gift Cards Available

VISA gift cards are perfect for birthdays, anniversaries, Christmas, baby showers, retirement parties and more! They are now available through your credit union in denominations of $10.00 to $500.00. They are accepted everywhere VISA is with the exception of hotels, auto rentals and "pay at the pump" gas stations. For more information or to purchase a VISA gift card, contact Member Services.

Trust your Auto Loan to the Experts

• Easy application process, apply online today
• Great rates
• Access to Automotive Avenues, our exclusive auto buying service
• Helpful staff and friendly service

For more information on a Members Federal Credit Union auto loan, contact our lending department.

Important Identity Theft Information from NCUA

Click here to view the brochure.

Sign up for "eStatements" Today!

Did you know that you can choose to receive your Members Federal Credit Union statements online? It's safe, secure and free for members! Click here for details on how to sign up for this valuable service.

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