| Membership |
| Membership Fee |
$5.00 |
| Youth Account (Superheroes Savings Club) |
FREE |
| Checking |
| Advantage Checking Accounts |
FREE |
| Overdraft Courtesy Transfer |
FREE |
| Non-Sufficient Funds (personal acct) |
$27.00 |
| Non-Sufficient Funds (business acct) |
$27.00 |
| Return Deposited Item (personal) |
$27.00 |
| Return Deposited Item (business) |
$27.00 |
| Stop Payment |
$27.00 |
| Check Copy (personal) |
$2.00 |
| Check Copy (CU check) |
$5.00 |
| Check Orders |
Varies |
| Self to Self RDI |
$30.00 |
Temporary Checks (first 10 free w/order) |
$.50 each |
| Account Reconciliation/Balancing |
$25.00/hr |
| Auto/RV Loans |
| Refinance |
Higher of 1% or $200.00 |
| Colorado Auto Title and Filing |
$25.00 |
| GAP Insurance |
|
| Tax Saver Loan Filing |
$103.00 |
| Uniform Commercial Code Filing |
$28.80 |
| Coupon Book |
$10.00 |
| Subsequent Action (one per loan/addtl) |
FREE/$25.00 |
| Late Fee (Over 10 days past due) |
$25.00 |
| Life, Disability and Unemployment Debt Protection |
Varies |
| Duplicate Titles |
$10.00 |
| Mortgage and Equity Loans |
| Refinance |
Higher of 1% or $200.00 |
| Title Insurance |
Determined by Issuer |
| Verification of Deposit |
FREE |
| Appraisal (if required) |
Cost |
| Home Equity Fixed Filing |
Varies |
| Home Equity Variable Filing |
Varies |
| Late Fee |
$25.00 |
| Subordination Fee |
$150.00 |
| Life, Disability and Unemployment Debt Protection |
Varies |
| VISA Credit Card / VISA Debit Card |
| VISA Credit Card |
FREE |
| VISA Debit Card |
FREE |
| VISA Credit Card Fraud Alert |
FREE |
| PIN Select (in person) |
FREE |
| Reissue PIN (mailer) |
$1.00 |
| ATM Withdraw (first 10 a month/thereafter) |
FREE/$2.00 |
| Card Replacement |
$12.00 |
| Emergency Card |
Cost |
| Photocopy of Sales Draft |
$5.00 |
| Late Fee (Credit Card over 10 days past due) |
$25.00 |
| Visa C.C. Life, Disability and Unemployment Debt Protection |
Varies |
| Safe Deposit Box |
| Annual Rent for Various Sizes |
| 5" x 5" |
$40.00 |
| 3" x 10" |
$50.00 |
| 5" x 10" |
$60.00 |
| 3" x 5" |
$35.00 |
| Late Payment (over 30 days) |
$5.00 |
| Drilling (abandoned box, etc) |
Cost |
| Lost Key |
$35.00 |
| Funds Transfer Fees |
| Virtual Branch Account to Account |
FREE |
| CheckFree ZashPay |
$0.50 |
| Fast Cash |
$8.00 |
| Western Union |
$25.00 |
| Bank Wire (outgoing) |
$20.00 |
| Bank Wire (incoming) |
$7.00 |
| Bank Wire (international) |
$40.00 |
| Additional Services |
| Virtual Branch Online Banking |
FREE |
| Online Bill Pay |
FREE |
| Telephone Teller (automated transaction information) |
FREE |
| Money Orders ($1,000 maximum) |
$2.00 |
| CU Draft (first two a month/thereafter) |
FREE/$5.00 |
| VISA Gift Card |
$2.50 |
| Coin Counting up to $100 |
FREE |
| Coin Counting ($100 to $199) |
$5.00 |
| Coin Counting (per $100 over $199) |
$1.00 |
| Cash Advance (Non-MFCU card) |
$35.00 |
| Notary Service (Member only) |
FREE |
| Signature Guarantee (member only) |
FREE |
| Overnight Document |
Higher of $20 or cost |
| Foreign Item Collection |
$20.00 |
| Check Exchange (Non-Member) |
$10.00 |
| Member Check Cash - Balance <$100 & No Loans |
$10.00 |
| Non-Member Check Cash (On Us Item) |
$10.00 |
| Account Research (one hour minimum) |
$25.00/hr |
| Fax/Photocopy Fee (member only) |
$1.00 per page |
| Cash Advance Non-MFCU Card |
$25.00 |
| Shared Branch Deposit (first six a month/thereafter) |
FREE/$2.00 |
| Shared Branch Withdrawal (first six a month/thereafter) |
FREE/$2.00 |
| Qwik Loan Application |
$20.00 |
| Phone Transaction Fee (when self-service options not used) |
$2.00 |
| Account Maintenance |
| Early Christmas Club Withdrawal (greater) |
Dividends/$25.00 |
| Early Certificate Withdrawal |
Varies on Term |
| Account Closure (within six months) |
$15.00 |
| Bad Address/Postal Address Correction |
$5.00/mth |
| Statement Copies (current qtr/prior qtr) |
$2.00/$10.00 |
| Garnishment Service |
$50.00 |
| Account Maintenance Fee (after one year) |
$5.00/mth |
| Reopen Savings Account |
$10.00 |
| Money Market Withdrawal (over three/mth) |
$27.00 |
| ATM Deposit Correction / Empty Envelope |
$5.00 |
| Reg D Violation |
$5.00 |