MFCU

Rates last updated October 5th, 2010

Home Loans
Fixed Rate Home Equity Loans
Add 1% to listed rate for 81-90% LTV
Add 2% for 91-95%
Add 3% for 95-100% (Loan Under $20k or Less Than 5yrs Only)
5 Year*
10 Year*
15 Year*
740 +
3.85%
4.65%
5.60%
739-720
4.35%
5.10%
6.10%
719-670
4.85%
5.60%
6.60%
669-620
8.85%
9.60%
10.60%
Below 619
12.85%
13.60%
14.60%
Home Equity Variable Line of Credit
Add 1% to listed rate for 81-90% LTV
Add 2% for 91-95%
Add 3% for 95-100% (Loan Under $20k or Less Than 5yrs Only)
Rate*
740 +
3.75%
739-720
4.25%
719-670
4.75%
669-620
8.25%
Below 619
12.75%

Variable rate may be adjusted once per quarter
0.25% change in index ~ NO change in rate
Maximum increase/decrease per quarter is 0.5%, per year is 2%
8-year draw period with a 10-year payback
Mini-Mortgage
1st Mortgage less than 150K and LTV 50% or less.
5 Year*
7 Year*
10 Year*
740 +
3.25%
4.00%
4.50%
739-720
3.50%
4.25%
4.75%
719-670
4.00%
4.75%
5.00%
669-620
7.50%
8.00%
8.50%
Below 619
12.00%
13.00%
13.50%
Home Improvement Loan
Up to 15 Years
Rate*
740+
10.00%
739-720
11.00%
719-670
12.00%
669-620
13.00%
Below 619
14.00%

-Maximum loan $17,500
Equity is NOT required
See loan Officer for details

Members Federal Credit Union
6 Abilene St. Aurora, CO 80011
303-755-2572